FAQS

Warwick Road Financial Services Ltd provides professional financial planning, investment, mortgage and protection advice to individuals, families and business owners across the UK. We focus on long-term planning, clear advice and ongoing support as your circumstances evolve.

Warwick Road Financial Services Ltd is an Appointed Representative of Quilter Financial Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check our details on the FCA Register at any time.

Behind your adviser is a fully staffed professional infrastructure, including paraplanning, administration, compliance oversight and a dedicated customer care team. This structure ensures advice is consistent, well-researched, and proactively supported, rather than purely transactional.

Yes. While we are UK-based, we work with clients nationwide. Meetings can be held in person, by telephone or via secure video call.

We provide restricted investment advice, meaning recommendations are made from a carefully selected panel of leading providers. This approach allows us to focus on suitability, quality and value, while maintaining robust governance and due diligence standards.

Yes. If you already have pensions or investments elsewhere, we will review them first. In many cases, we may recommend retaining existing arrangements if they remain suitable. Where appropriate, we may recommend changes if doing so is clearly in your best interests.

No. Quilter solutions form part of our core proposition, but we will only recommend them where they are suitable for you. Where needs cannot be met within the core proposition, we can recommend solutions from a wider panel of providers.

All fees are agreed in advance and clearly explained before any work begins. Depending on the service, fees may be; a percentage-based advice fee, a fixed fee or an hourly rate.

Minimum fees may apply, and all charges are confirmed before you proceed.

Yes. Many clients choose an ongoing service, so their financial plan remains aligned with changing goals, legislation and market conditions. Ongoing services include regular reviews, portfolio monitoring, suitability confirmations and access to your adviser and support team.

Ongoing advice is optional. You can choose to receive one-off advice or decline ongoing reviews at any time. Your adviser will explain the implications so you can make an informed decision.