Limited Company Lending

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Limited Company Mortgages require specialist lenders as the structure of these loans can be complicated.

Who Is a Limited Company Mortgage for?

Landlords who own more than one property may find tax benefits by operating their buy-to-let property portfolio through a limited company. These property investment companies are known as Special Purpose Vehicles (SPV) and lenders have developed specific products for this specialist lending. Anyone choosing to buy property through a limited company will require this type of mortgage.

SPV Mortgage Services

These services will be required for those considering a SPV Mortgage for:

  • Selling your current property to your limited company
  • Remortgaging a property within an SPV
  • Buying high-risk property through your company (e.g. above a shop)
  • Expats looking to purchase and remortgage through their limited company

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TAXATION ADVICE AND MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

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