Share Protection

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Share protection through life assurance

Directors' or partners' share agreements may provide for the remaining directors to purchase the shares of other shareholding directors should they die. However there is a risk that the remaining directors may not have sufficient funds to hand when a fellow director passes away unexpectedly.

One solution to this is to take out life cover as a source of funding.

To arrange such cover requires the understanding and agreement of all concerned. It will also require some careful calculations to determine how much cover is required.

However, it will be a comfort to all directors or partners of a business to know that their own or a colleague's death will leave the other directors with sufficient support to carry out the terms of their shareholders' agreement.

This type of policy can also include critical illness for protection in the event that a director or partner is forced to leave due to illness.

Warning Text

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

Other Areas of Expertise

Ian H

Gerald in a word

Gerald in a word my experience is base on Gerald our adviser. he has been clear, helpful and informative
My finances are in good hands I feel

Hazel H

Trustworthy and knowledgeable Financial services

It's always a daunting prospect dealing with your finances and hoping you make the right decisions for your future, however I knew I was in good hands with Warwick Road, Matt was very attentive and explained things really well, you have the flexibility in the amount of risk you take and you are able to state your aims and Matt will find a plan to suit your needs.

A very professional, trustworthy and knowledgeable company to deal with.
I have no hesitation in recommending their services.

Rachael

Russell was knowledgeable and helpful

Russell was knowledgeable and helpful. He also proved flexible at moments when we changed ideas on what cover we needed.

Allson

Russell was very friendly and…

Russell was very friendly and informative in helping us choose what to do.

Andrew F

We have dealt with them for many years

We have dealt with them for many years, very helpful with diverse financial matters, trust them fully.

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